:root {
        --faq-ink: #0f172a;
        --faq-muted: #5f6f85;
        --faq-line: #dce5ef;
        --faq-blue: #0b4f93;
        --faq-blue-dark: #092f5d;
        --faq-mint: #20b7a5;
        --faq-cream: #f7f3e9;
        --faq-soft: #f6f8fb;
    }
    html, body { overflow-x: hidden; }
    .faq-modern, .faq-modern * { box-sizing: border-box; }
    .faq-modern {
        background: linear-gradient(180deg, #f7f9fc 0%, #ffffff 34%, #f8fafc 100%);
        color: var(--faq-ink);
        overflow-x: hidden;
    }
    .faq-modern a { color: var(--faq-blue); font-weight: 800; text-decoration: none; }
    .faq-modern a:hover { text-decoration: underline; }
    .faq-wrap { max-width: 1120px; margin: 0 auto; padding: 42px 20px 80px; }
    .faq-hero {
        display: grid;
        grid-template-columns: minmax(0, 1fr) 330px;
        gap: 28px;
        align-items: stretch;
        padding: 38px;
        border: 1px solid rgba(11, 79, 147, 0.13);
        border-radius: 28px;
        background:
            radial-gradient(circle at 86% 12%, rgba(32, 183, 165, 0.20), transparent 30%),
            linear-gradient(135deg, #ffffff 0%, #eef6ff 100%);
        box-shadow: 0 24px 70px rgba(15, 23, 42, 0.08);
    }
    .faq-kicker {
        display: inline-flex;
        align-items: center;
        gap: 8px;
        margin: 0 0 16px;
        color: var(--faq-blue-dark);
        font-size: 0.78rem;
        font-weight: 900;
        letter-spacing: 0.12em;
        text-transform: uppercase;
    }
    .faq-kicker::before {
        content: "";
        width: 9px;
        height: 9px;
        border-radius: 999px;
        background: var(--faq-mint);
        box-shadow: 0 0 0 5px rgba(32, 183, 165, 0.12);
    }
    .faq-hero h1 {
        margin: 0;
        max-width: 780px;
        color: var(--faq-ink);
        font-size: clamp(2.1rem, 5vw, 4.4rem);
        line-height: 0.95;
        letter-spacing: 0;
        font-weight: 950;
    }
    .faq-hero-copy {
        max-width: 670px;
        margin: 18px 0 0;
        color: #475569;
        font-size: 1.05rem;
        line-height: 1.75;
    }
    .faq-hero-actions {
        display: flex;
        flex-wrap: wrap;
        gap: 10px;
        margin-top: 24px;
    }
    .faq-btn {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        min-height: 44px;
        padding: 0 18px;
        border-radius: 10px;
        border: 1px solid transparent;
        font-weight: 900;
        font-size: 0.9rem;
        text-decoration: none;
    }
    .faq-btn-primary { background: var(--faq-blue); color: #fff !important; box-shadow: 0 12px 24px rgba(11, 79, 147, 0.20); }
    .faq-btn-primary:hover { background: var(--faq-blue-dark); text-decoration: none !important; }
    .faq-btn-secondary { background: #fff; color: var(--faq-blue-dark) !important; border-color: var(--faq-line); }
    .faq-btn-secondary:hover { border-color: #b9c8d8; text-decoration: none !important; }
    .faq-hero-panel {
        display: grid;
        align-content: start;
        gap: 12px;
        padding: 18px;
        border-radius: 22px;
        border: 1px solid rgba(15, 23, 42, 0.08);
        background: rgba(255,255,255,0.78);
    }
    .faq-mini-card {
        padding: 14px;
        border-radius: 14px;
        background: #fff;
        border: 1px solid #e2e8f0;
    }
    .faq-mini-label { margin: 0 0 4px; color: var(--faq-muted); font-size: 0.72rem; font-weight: 900; text-transform: uppercase; letter-spacing: 0.08em; }
    .faq-mini-title { margin: 0; color: var(--faq-ink); font-weight: 900; font-size: 0.96rem; line-height: 1.35; }
    .faq-search-shell {
        position: sticky;
        top: 72px;
        z-index: 5;
        margin: 22px 0 18px;
        padding: 12px;
        border: 1px solid rgba(148, 163, 184, 0.25);
        border-radius: 18px;
        background: rgba(255,255,255,0.90);
        backdrop-filter: blur(12px);
        box-shadow: 0 14px 34px rgba(15, 23, 42, 0.07);
        overflow: hidden;
    }
    .faq-search-row {
        display: grid;
        grid-template-columns: minmax(0, 1fr) auto;
        gap: 10px;
        align-items: center;
    }
    .faq-search {
        width: 100%;
        height: 48px;
        border: 1px solid #d6e0eb;
        border-radius: 12px;
        padding: 0 16px;
        color: var(--faq-ink);
        background: #f8fafc;
        font-size: 0.96rem;
        outline: none;
    }
    .faq-search:focus { border-color: rgba(11,79,147,0.45); box-shadow: 0 0 0 4px rgba(11,79,147,0.40); background: #fff; }
    .faq-count {
        display: inline-flex;
        align-items: center;
        gap: 4px;
        height: 38px;
        padding: 0 12px;
        border-radius: 999px;
        background: #edf6ff;
        color: var(--faq-blue-dark);
        font-size: 0.82rem;
        font-weight: 900;
        white-space: nowrap;
    }
    .faq-topic-row {
        display: flex;
        gap: 8px;
        overflow-x: auto;
        padding: 8px 1px 2px;
        scrollbar-width: none;
    }
    .faq-topic-row::-webkit-scrollbar { display: none; }
    .faq-topic {
        flex: 0 0 auto;
        border: 1px solid #dbe5f0;
        background: #fff;
        color: #334155;
        min-height: 34px;
        padding: 0 12px;
        border-radius: 999px;
        font-size: 0.8rem;
        font-weight: 850;
        cursor: pointer;
    }
    .faq-topic.is-active {
        background: #0f172a;
        border-color: #0f172a;
        color: #fff;
    }
    .faq-grid {
        display: grid;
        grid-template-columns: 230px minmax(0, 1fr);
        gap: 24px;
        align-items: start;
    }
    .faq-side {
        position: sticky;
        top: 184px;
        display: grid;
        gap: 10px;
    }
    .faq-side-card {
        padding: 16px;
        border: 1px solid #e2e8f0;
        border-radius: 16px;
        background: #fff;
    }
    .faq-side-card p { margin: 0; color: var(--faq-muted); font-size: 0.86rem; line-height: 1.55; }
    .faq-side-card strong { display: block; color: var(--faq-ink); font-size: 0.92rem; margin-bottom: 5px; }
    .faq-section {
        display: grid;
        gap: 10px;
        margin-bottom: 26px;
    }
    .faq-section-title {
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 12px;
        margin: 0 0 3px;
        color: var(--faq-ink);
        font-size: 1.04rem;
        font-weight: 950;
        letter-spacing: 0;
    }
    .faq-section-title span {
        color: var(--faq-muted);
        font-size: 0.78rem;
        font-weight: 850;
    }
    .faq-item {
        border: 1px solid #dde7f1;
        border-radius: 16px;
        background: #fff;
        overflow: hidden;
        box-shadow: 0 1px 0 rgba(15,23,42,0.03);
    }
    .faq-item[open] { border-color: rgba(11,79,147,0.30); box-shadow: 0 16px 34px rgba(15, 23, 42, 0.07); }
    .faq-item summary {
        list-style: none;
        display: grid;
        grid-template-columns: minmax(0, 1fr) 30px;
        gap: 12px;
        align-items: center;
        min-height: 62px;
        padding: 0 18px;
        cursor: pointer;
        color: var(--faq-ink);
        font-size: 0.98rem;
        font-weight: 900;
    }
    .faq-item summary::-webkit-details-marker { display: none; }
    .faq-plus {
        display: inline-grid;
        place-items: center;
        width: 28px;
        height: 28px;
        border-radius: 999px;
        background: #eef5fb;
        color: var(--faq-blue-dark);
        font-size: 1.2rem;
        line-height: 1;
        transition: transform 0.15s ease, background 0.15s ease;
    }
    .faq-item[open] .faq-plus { transform: rotate(45deg); background: #dff2ef; color: #0f766e; }
    .faq-answer {
        padding: 0 18px 18px;
        color: #475569;
        font-size: 0.93rem;
        line-height: 1.68;
    }
    .faq-answer p { margin: 0 0 11px; }
    .faq-answer p:last-child { margin-bottom: 0; }
    .faq-answer ul, .faq-answer ol { margin: 10px 0 0; padding-left: 20px; }
    .faq-answer li + li { margin-top: 6px; }
    .faq-empty {
        display: none;
        padding: 28px;
        border: 1px dashed #cbd5e1;
        border-radius: 18px;
        background: #fff;
        color: var(--faq-muted);
        text-align: center;
    }
    .faq-bottom {
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 18px;
        margin-top: 28px;
        padding: 22px;
        border-radius: 22px;
        background: #0f172a;
        color: #fff;
    }
    .faq-bottom h2 { margin: 0 0 5px; color: #fff; font-size: 1.2rem; font-weight: 950; }
    .faq-bottom p { margin: 0; color: #cbd5e1; font-size: 0.9rem; }
    @media (max-width: 900px) {
        .faq-wrap { padding: 26px 14px 56px; }
        .faq-hero { grid-template-columns: 1fr; padding: 26px 20px; border-radius: 22px; }
        .faq-hero-panel { grid-template-columns: 1fr; }
        .faq-grid { grid-template-columns: 1fr; gap: 14px; }
        .faq-side { position: static; grid-template-columns: 1fr; }
        .faq-search-shell { top: 60px; border-radius: 14px; }
    }
    @media (max-width: 640px) {
        .faq-hero h1 { font-size: 2.35rem; line-height: 1; }
        .faq-hero-copy { font-size: 0.96rem; }
        .faq-hero-panel { display: none; }
        .faq-search-row { grid-template-columns: 1fr; }
        .faq-count { justify-content: center; width: 100%; }
        .faq-side { display: none; }
        .faq-item summary { min-height: 56px; padding: 0 14px; font-size: 0.92rem; }
        .faq-answer { padding: 0 14px 15px; }
        .faq-bottom { display: grid; }
        .faq-btn { width: 100%; }
    }